The Online Marketplace for Business Capital

Fast, Flexible Small Business Loans
Nationwide

Capitalize makes it easy for small business owners to get the funding they need to grow, manage cash flow, or get working capital quickly — all through one streamlined online application.

One Marketplace. Multiple Loan Options.

We offer a wide range of small business loan products designed to meet the needs of entrepreneurs in every industry.

Equipment Financing

Get the tools, vehicles, or technology your business needs — without the upfront cost.

View Equipment Details

Merchant Cash Advance

Access working capital quickly based on your future revenue.

See How MCA Works

Term Loans

Borrow a lump sum for major expenses like expansion, new locations, or renovations.

Explore Term Loans

Funding Made Simple

We’ve removed the friction from traditional business financing. Here’s how it works:

Submit One Application

Apply online in minutes. No complicated paperwork or long wait times.

Apply Now

Talk with Your Funding Specialist

Get personalized guidance from one of our dedicated underwriters.

Receive Funds Fast

Once approved, funds can be deposited within 24 hours.

Clear Terms, No Surprises

Your repayment plan is structured upfront — so you always know what to expect.

Funding Solutions for Every Industry

We support small businesses across the U.S. in a wide range of sectors, including:

Construction Companies
Construction Companies
Gas Stations
Gas Stations
Medical Practices
Medical Practices
Retail Stores
Retail Stores
Business Services
Business Services

Why Small Businesses Choose Capitalize

Fast approvals and funding turnaround
Simple, single-application process
Personalized support from real humans
Flexible options tailored to your goals

Whether you’re managing a slow season, upgrading equipment, or growing your team with working capital, Capitalize gives you the confidence and capital to move forward.

Featured Loan Partners

LET’S GET STARTED

Start Growing Your Business Today

Get the working capital you need to take the next step. Complete our quick application to speak with a funding expert and explore your best-fit loan options.

Fast, Flexible Small Business Loans Nationwide