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Qualify in an instant with no impact on your credit score
A minimum of $10,000 in gross deposits must show in your last three business bank statements
Business has been fully operational for at least 6 months
Capitalize loans is creating a new and safe space so small business owners can easily compete in their own industries without worrying about cash on hand. Our goal is to provide opportunity to those that aren’t receiving funds through traditional banks. That is why we are offering alternative funding solutions so small business owners can have the choice to pick and choose what works best for them.
All businesses need working capital to meet unexpected expenses and challenges of their niche. Within each industry there are risks that must be taken seriously so businesses can continue operating.
We are happy to offer funding to most industries nationwide, especially if you operate in a high-risk market. Capitalize Loans has a track record to approve your small business loan within 24 hours.
When you receive your funds directly into your bank account there are no restrictions on what you can use the money for, although we recommend investing the capital into income generating projects. Our customers use the funds for all sorts of activities such as:
Purchasing inventory – Payroll – Equipment Financing – Marketing – Business Expansion – Hiring
Do I qualify?
In order to qualify for any of our loan options, you must have a FICO score of 500 or above. The business must be over 6 months old, and you need to average a minimum of $10,000 in gross monthly revenue for the last three months.
What determines my rate?
Each application is considered based on your bank statements, cash flow, and partially on your credit. Your actual rate is calculated based on several factors.
How do I pay back?
There are multiple options, depending on our application process you can choose between: daily, weekly, and monthly ACH payment options.
Do I need any collateral?
No collateral is needed when applying through Capitalize. We simply consider your overall business performance and cash flow.
What is the term I can get the money for?
Depending on your eligibility and application, you will be able to keep the funds up to 18 months.
How fast can I receive the funds?
Our quick and fully automated process, you will be able to sign the contract and receive funds as soon as the same day you apply. Based on our previous customers’ experience, the funds will reach your account within 24-48 hours.
LET’S GET STARTED
After filling out our single application, you’ll get to speak to one of our dedicated advisors to take the time to get to know your business and help you understand your small business funding and repayment options.